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Cancer Insurance Policies

Why do I need Cancer Insurance?

A cancer diagnosis can be a life-changing event, and cancer treatment may result in expenses beyond medical care that you never even anticipated, for example...

  • Transportation, lodging, and food bills associated with traveling for treatment,
  • Childcare and household help,
  • Continuing expenses such as groceries, car payments, mortgage or rent, and utility bills.

Your regular expenses continue whether or not you are able to work. If a family member has to stop working to take care of you, the loss of income may be doubled. The National Institutes of Health estimates overall costs of cancer in 2010 at $263.8 billion.*
 

How Manhattan Life Can Help

Cancer insurance is a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations. Cancer insurance policies from Manhattan Life can provide you and your family members with peace of mind by paying cash benefits to help cover expenses that aren't covered by your major medical insurance.

If you are diagnosed with cancer, we pay an initial diagnosis benefit which can help protect you and your family from financial hardship. We pay benefits directly to you, unless assigned. You use the cash however you decide.

In addition, our cancer insurance will continue to pay benefits when you begin cancer treatment. Cash benefits are paid if you receive the following services:

  • Hospital confinement, physician's attendance and nursing services.
  • Radiation, chemotherapy and immunotherapy.
  • Bone marrow transplant, and surgical services.
  • Airfare, hotel, and mileage.
  • Ambulance, blood and plasma.
  • Dread disease treatment.
  • And more.


Policies may be underwritten by The Manhattan Life Insurance CompanyCentral United Life Insurance Company or Family Life Insurance Company.


*Source, American Cancer Society, Cancer Facts & Figures 2011

Cancer Facts
In the U.S., How Many People Are Expected to Die of Cancer This Year?
  • In 2011, more than 1,500 people a day.
  • Cancer is the second most common cause of death, exceeded only by heart disease.
  • Cancer accounts for nearly 1 of every 4 deaths.


What Percentage of People Survive Cancer?

  • As advances in cancer treatment continue, more and more people will survive.
  • The 5-year relative survival rate for all cancers diagnosed between 1996-2004 is 68% up from 50% 1975-1977.
  • The NCI estimates approximately 11.7 million Americans with a history of cancer were alive in January 2007.


Protection Through Early Detection and Prevention

  • In the United States, men have about a 1-in-2 lifetime risk of developing cancer; for women the risk is 1-in-3.
  • What you eat and drink, how active you are, and other lifestyle behaviors all can affect your risk for cancer.
  • Find out more about these risks and what you can do to reduce them at www.cancer.org.